Equity First Holdings is a private company, and it provides investments for customers who cannot access conventional loans due to their low credit rating. According to Al Christy Jr., the lenders use stocks as collateral to provide an alternative for innovative borrowing. Compared to margin loans, these investments come with a higher loan-to-value ratio. To achieve certainty in the transactions, these loans have a fixed interest rate.
Established in 2002, Equity First Holdings has grown to be one of the leading providers of security-based loans for business enterprises and individual investors. The company offers loans based on the evaluation of the future performance of treasuries, stocks and bonds. Besides its headquarters in Indianapolis, Indiana, the company also has a New York satellite office. Additionally, the company has international offices in Bangkok, Hong Kong, Singapore, Sidney, Perth and London. The operations of Equity First Holdings are carried out under the supervision and guidance of an experienced and knowledgeable team of leaders. This includes Al Christy Jr. (president and founder), Jeff Smith (managing director), and Joe McCarthy (head trader).
The primary specialty of Equities First Holdings is the development of products that offer liquidity at better terms and efficiency; a feat achieved through a transparent and secure process. What’s more it uses a distinct funding method to give customers better financing terms and lower cost capital as opposed to other traditional methods. Based on this, the company has achieved over 625 transactions.